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Pradhan Mantri Matru Vandana Yojana (PMMVY) 2026: Benefits, Eligibility, Amount and Application Process

The Pradhan Mantri Matru Vandana Yojana (PMMVY) is an important maternity benefit scheme of the Government of India. The scheme provides financial assistance to eligible pregnant women and lactating mothers to support their health, nutrition and well-being during pregnancy and after childbirth.

PMMVY was launched across India from 1 January 2017 under Section 4 of the National Food Security Act (NFSA), 2013. The scheme aims to provide partial compensation for wage loss and encourage women to seek appropriate health and nutrition services during pregnancy and after delivery.

Under PMMVY 2.0, which operates under Mission Shakti, eligible women can receive ₹5,000 for the first living child in two instalments. A benefit of ₹6,000 is also available for the second living child if the second child is a girl, subject to the scheme conditions.

What is Pradhan Mantri Matru Vandana Yojana?

Pradhan Mantri Matru Vandana Yojana (PMMVY) is a Centrally Sponsored maternity benefit scheme administered by the Ministry of Women and Child Development, Government of India.

The scheme focuses on women belonging to socially and economically disadvantaged groups.

The main purpose of PMMVY is to:

Provide financial support during pregnancy and after childbirth
Partially compensate for wage loss
Encourage early registration of pregnancy
Promote antenatal care
Encourage institutional and safe maternity care
Improve maternal and child health
Improve nutrition among mothers and children
Provide additional support when the second child is a girl

The financial assistance is transferred through Direct Benefit Transfer (DBT) to the beneficiary’s Aadhaar-seeded bank or post office account.

Objectives of PMMVY

The Pradhan Mantri Matru Vandana Yojana has several important objectives.

1. Compensation for Wage Loss

The scheme provides cash assistance as partial compensation for wage loss so that an eligible woman can take adequate rest before and after childbirth.

2. Encourage Health-Seeking Behaviour

PMMVY encourages pregnant women to register their pregnancy and complete the required antenatal check-ups.

3. Improve Maternal Health

Regular antenatal care can help identify health risks during pregnancy and encourage timely medical care.

4. Improve Child Health and Nutrition

The scheme links financial assistance with childbirth registration and completion of the required immunisation cycle.

5. Support the Birth of a Girl Child

PMMVY 2.0 introduced an additional benefit for the second living child if the child is a girl. This component is intended to encourage positive attitudes towards the girl child.

Who Is Eligible for PMMVY?

PMMVY is targeted at eligible women belonging to specified socially and economically disadvantaged categories.

According to the official PMMVY information, eligible categories include:

Women belonging to Scheduled Castes (SC)
Women belonging to Scheduled Tribes (ST)
Women who are partially disabled with 40% or more disability or fully disabled (Divyang Jan)
Women holding a BPL ration card
Women who are beneficiaries under Pradhan Mantri Jan Arogya Yojana (PMJAY) under Ayushman Bharat
Women holding an e-Shram card
Women farmers who are beneficiaries under PM Kisan Samman Nidhi
Women holding an MGNREGA Job Card
Women whose net family income is less than ₹8 lakh per year
Pregnant and lactating Anganwadi Workers (AWWs)
Anganwadi Helpers (AWHs)
ASHA workers
Women holding a ration card under the National Food Security Act, 2013
Any other category prescribed by the Central Government

The applicant must satisfy the applicable PMMVY conditions and provide the required proof of eligibility.

Who Is Not Eligible for PMMVY?

The following categories are generally excluded from PMMVY benefits:

Women in regular employment with the Central Government
Women in regular employment with State Governments
Women working in Public Sector Undertakings
Women receiving similar maternity benefits under another law

This restriction is intended to ensure that PMMVY benefits are directed towards eligible women who fall within the scheme’s target groups.

PMMVY Benefits and Financial Assistance

The financial benefit under PMMVY 2.0 depends on whether the eligible woman is receiving the benefit for her first child or second child.

Benefit for the First Child

An eligible woman can receive a total of:

₹5,000

The amount is paid in two instalments.

Instalment	Amount	Main Conditions
First Instalment	₹3,000	Pregnancy registration and required antenatal check-up
Second Instalment	₹2,000	Birth registration and completion of the first immunisation cycle
Total	₹5,000	Subject to scheme conditions

The first instalment is linked to pregnancy registration and at least the required antenatal check-up within the prescribed period.

The second instalment is linked to registration of the child’s birth and completion of the first cycle of immunisation up to 14 weeks as prescribed under the scheme.

Benefit for the Second Child

PMMVY 2.0 provides a benefit for the second living child when the second child is a girl.

Total Benefit: ₹6,000

The amount is provided in one instalment, subject to the prescribed conditions.

The conditions include:

Pregnancy registration
Required antenatal check-ups
Birth registration of the child
Completion of the first cycle of immunisation up to 14 weeks

The second-child provision is one of the major changes introduced under PMMVY 2.0.

PMMVY First Instalment – ₹3,000

For the first child, the first instalment is:

₹3,000

The main conditions include:

Registration of pregnancy
At least the required antenatal check-up
Registration through an Anganwadi Centre or approved health facility as applicable
Completion of the prescribed requirements within the specified period

The official FAQ states that the first instalment is linked to pregnancy registration and antenatal care within six months from the LMP date.

PMMVY Second Instalment – ₹2,000

The second instalment for the first child is:

₹2,000

The main conditions include:

Childbirth must be registered
The child must complete the first cycle of immunisation
The prescribed vaccination requirements must be completed up to 14 weeks

The government has linked the second payment to childbirth registration and immunisation to encourage timely healthcare for the newborn.

PMMVY Second Child Girl Benefit – ₹6,000

Under PMMVY 2.0, an eligible woman can receive:

₹6,000 in one instalment

for her second living child if the second child is a girl.

The prescribed conditions include:

Pregnancy registration
Required antenatal check-ups
Birth registration
Completion of the first cycle of immunisation up to 14 weeks

This provision was introduced under PMMVY 2.0 as part of the government’s effort to promote positive attitudes towards the girl child.

Is Aadhaar Mandatory for PMMVY?

Yes, the beneficiary’s Aadhaar number is required for receiving PMMVY benefits under the applicable rules.

However, an important change under PMMVY 2.0 is that the husband’s Aadhaar is not mandatory.

The government states that benefits are provided based on the beneficiary’s Aadhaar to help prevent duplication and improve transparency.

The benefit is transferred through DBT to the beneficiary’s Aadhaar-seeded bank or post office account.

How to Apply for PMMVY

Eligible women can apply through the PMMVY portal, and Anganwadi Workers or ASHA workers can also assist eligible beneficiaries with the online application.

The official PMMVY FAQ states that an eligible woman can apply through the PMMVY portal, while an Anganwadi Worker or ASHA Worker can also fill the online form for the beneficiary.

Step-by-Step PMMVY Application Process

Step 1: Check Eligibility

First, check whether you fall under one of the eligible categories of PMMVY.

Step 2: Keep Your Documents Ready

Prepare your Aadhaar, MCP/RCHI card and the required proof of eligibility.

Step 3: Contact an Anganwadi Worker or ASHA Worker

Visit your nearest Anganwadi Centre or contact the relevant ASHA worker for assistance.

Step 4: Complete the Online Application

The eligible beneficiary’s application can be entered online through the PMMVY system.

Step 5: Provide Bank or Post Office Details

The account used for receiving the benefit should meet the applicable Aadhaar-seeding and DBT requirements.

Step 6: Complete Pregnancy and Health Conditions

Complete the required antenatal check-ups, childbirth registration and immunisation conditions applicable to the benefit.

Step 7: Track the Application

Applicants can receive status-related information and SMS notifications at different stages of registration, rejection and payment.

PMMVY Official Online Portal

The official PMMVY portal is available for online registration and related services.

Official PMMVY Portal:
PMMVY Official Portal

Applicants can also seek assistance from their nearest Anganwadi Worker or ASHA Worker.

Documents Required for PMMVY

According to the official PMMVY FAQ, beneficiaries need their Aadhaar number, MCP/RCHI card and proof of eligibility from the applicable categories.

Common documents/details may include:

Aadhaar Card
MCP/RCHI Card
Bank or Post Office account details
Mobile number
Proof of eligibility
MGNREGA Job Card, where applicable
e-Shram Card, where applicable
BPL ration card, where applicable
PMJAY/Ayushman Bharat beneficiary proof, where applicable
PM-Kisan beneficiary details, where applicable
SC/ST certificate, where applicable
Disability certificate, where applicable
NFSA ration card, where applicable
Income certificate/proof where applicable

The exact documents required can depend on the eligibility category selected during registration.

What Happens in Case of Miscarriage or Stillbirth?

PMMVY 2.0 contains a specific provision for miscarriage and stillbirth cases.

In such cases, the beneficiary can be treated as a fresh beneficiary for a future pregnancy, subject to the applicable scheme conditions.

This means that an eligible woman may apply again during a future pregnancy according to the PMMVY rules.

Can a Woman Apply After Childbirth?

The official PMMVY FAQ states that an eligible beneficiary can apply within 270 days from the date of childbirth, subject to fulfilment of all other eligibility and scheme conditions.

However, for the second-child girl benefit, pregnancy registration during pregnancy is mandatory.

Therefore, women should register their pregnancy as early as possible and complete the required health conditions on time.

PMMVY and Direct Benefit Transfer

PMMVY is a Direct Benefit Transfer (DBT) scheme.

This means that eligible financial assistance is transferred directly to the beneficiary’s Aadhaar-seeded bank or post office account.

The DBT system helps improve transparency and reduces the possibility of duplicate or incorrect payments.

PMMVY Under Mission Shakti

PMMVY is now implemented under Mission Shakti, the umbrella programme for women’s safety, security and empowerment.

Under Mission Shakti, the scheme was modified to:

Reduce the number of instalments for the first child from three to two
Provide ₹6,000 for the second living child if the child is a girl
Continue DBT-based payments
Improve ease of application and monitoring

The Ministry states that PMMVY now operates under Mission Shakti.

Role of Anganwadi and ASHA Workers

Anganwadi Workers and ASHA Workers play an important role in helping eligible women access PMMVY.

They may assist with:

Identifying eligible beneficiaries
Online application
Entering beneficiary information
Explaining scheme conditions
Supporting document submission
Helping beneficiaries understand application status
Addressing application-related issues

The government has also introduced digital tools and mobile applications to support field workers in PMMVY-related activities.

Why PMMVY Is Important

PMMVY is an important maternity support programme because pregnancy and childbirth can create additional health, nutrition and financial needs for families.

The scheme supports:

Maternal Health

Encouraging antenatal care can help women access timely healthcare during pregnancy.

Child Health

The conditions attached to the second instalment encourage birth registration and completion of the required immunisation cycle.

Financial Support

The cash benefit provides partial compensation for wage loss.

Nutrition

Financial support can help eligible families meet some of the additional nutritional needs associated with pregnancy and early motherhood.

Girl Child Support

The second-child girl benefit under PMMVY 2.0 provides additional financial support when the second living child is a girl.

Frequently Asked Questions About PMMVY

What is PMMVY?

PMMVY stands for Pradhan Mantri Matru Vandana Yojana. It is a maternity benefit scheme of the Government of India for eligible pregnant women and lactating mothers.

When was PMMVY launched?

PMMVY was launched across India from 1 January 2017.

How much money is given under PMMVY?

For the first living child, eligible beneficiaries receive ₹5,000 in two instalments.

For the second living child, if the second child is a girl, eligible beneficiaries receive ₹6,000 in one instalment, subject to the scheme conditions.

How much is the first PMMVY instalment?

The first instalment for the first child is ₹3,000.

How much is the second PMMVY instalment?

The second instalment for the first child is ₹2,000.

How much is given for the second girl child?

An eligible woman can receive ₹6,000 in one instalment for the second living child if the child is a girl, subject to the prescribed conditions.

Who can apply for PMMVY?

Eligible pregnant women and lactating mothers belonging to the specified social and economic categories can apply.

Is Aadhaar mandatory for PMMVY?

The beneficiary’s Aadhaar is required under the applicable PMMVY rules. However, the husband’s Aadhaar is not mandatory under PMMVY 2.0.

Where can I apply for PMMVY?

You can apply through the official PMMVY portal or seek assistance from the nearest Anganwadi Worker or ASHA Worker.

Can government employees receive PMMVY?

Women in regular employment with the Central Government, State Government or Public Sector Undertakings are generally not eligible for PMMVY. Women receiving similar maternity benefits under another law are also excluded.

Is pregnancy registration necessary?

Yes. Pregnancy registration and the required antenatal care are important conditions for receiving the PMMVY benefit.

Can I apply after childbirth?

An eligible beneficiary can apply within 270 days of childbirth, subject to the applicable conditions. However, registration during pregnancy is mandatory for the second-child girl benefit.

What happens if I have a miscarriage or stillbirth?

Under PMMVY 2.0, the woman can be treated as a fresh beneficiary for a future pregnancy, subject to the applicable scheme conditions.

Is PMMVY available for the second child?

Yes. Under PMMVY 2.0, the second-child benefit is available when the second living child is a girl, subject to the scheme requirements.

Conclusion

The Pradhan Mantri Matru Vandana Yojana (PMMVY) 2026 provides financial assistance to eligible women during pregnancy and after childbirth.

Under the current PMMVY 2.0 framework, eligible women can receive ₹5,000 for the first living child in two instalments. For the second living child, if the child is a girl, ₹6,000 is provided in one instalment, subject to the required conditions.

Women should register their pregnancy on time, complete the required antenatal check-ups, register the child’s birth and complete the prescribed immunisation requirements.

For assistance with registration, beneficiaries can contact their nearest Anganwadi Worker or ASHA Worker or use the official PMMVY portal.

Always check the official PMMVY portal and current government guidelines before applying, as procedures and requirements may be updated.

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